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Coinsurance in 2024

Navigating the Australian commercial property insurance landscape has become increasingly challenging due to a concerning trend: the rise in under-insurance (often confusingly termed “coinsurance”). Underinsurance

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Excesses INXS

A common approach to underwriting distressed risks in the liability space is to apply a higher deductible or excess.  This can be across the board

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Putting the wind up storm chasers

As we approach CAT season once again, it is worthwhile reminding ourselves of the presence and practices of opportunistic operators, so-called “Storm Chasers”, who prey

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A better PIPA model

Does it seem like everything is going up in price including your public liability insurance? The insurance market is a lot tighter today – higher

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